The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... Will Buying Points Save You Money?
Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.
Definitions
- Term
- Number of years for this mortgage. Most common terms
are 15 years and 30 years.
- Mortgage amount
- Total balance for your mortgage.
- Interest rate
- Annual interest rate for this mortgage without purchasing any discount points.
- Years in home
- The number of years you expect to live in this home or the number of years before you refinance your mortgage.
- Principal and interest
- Monthly principal and interest (PI) for this mortgage.
- Points rate
- Annual interest rate for this mortgage with discount points.
- Points
- The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Time to Move >Time To Move
As your life circumstance changes, your housing sometimes must accommodate that change. When your children leave for college or move out on their own, it may be time to re-evaluate your housing arrangements. It is useful to consult with a real estate agent who can help you decide whether it is time to move.
When it is time to sell your home or to purchase a new one, the first step is to contact a professional real estate agent to discuss your situation. What is your home worth? Would it be better to sell it now or to keep the house and rent it out? What cost effective cosmetic improvements should you make before marketing the property? If you are moving to a new city, how can you contact a real estate agent to introduce you to the community and help you find the perfect new home in a neighborhood that meets your needs? Real estate agents are professionals whose experience and expertise can make your transition as smooth as possible.
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What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
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| A |
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure. |
 See More Real Estate Trivia > |
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Carolyn Yarbrough
Prudential California Realty
2830 Shelter Island Drive
San Diego, CA 92106
619-807-4090
Fax: 619-226-6649
CarolynYarbrough@NUMBER1EXPERT.com
I feel my greatest attribute in selling a home is my aggressive marketing plan. I continually strive to master every avenue to best expose my listings to get my client the best price possible. I understand what a home means, and for over the last 6 years, I've been helping people purchase the homes of their dreams by providing reliable and convenient resources for all aspects of the buying and selling process, making your experience exciting rather than stressful.
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